Homeowner Guides
Do you have questions about your home insurance policy? Are you curious about the ins and outs of the world of property insurance? Check out our homeowner guides below!
Blogs
What is My Homeowner’s Association Not Telling Me About Insurance?
There are numerous benefits that come with being a part of a homeowner’s association. This is why so…
Are You Getting the Runaround? Tips for Reaching Your Insurance Company
Insurance is meant to be a safety net, but for many homeowners, reaching your insurance company can feel…
Navigating the Aftermath of Disaster: What to Do When your Home is Too Damaged to Live In
Living in a hurricane-prone area can be stressful and dangerous. Natural disasters, such as earthquakes, floods, tornadoes, wildfires,…
Tired of Waiting? 3 Tips to Get Your Claim Approved Faster!
Dealing with insurance companies can be a headache for homeowners. Whether it’s filing a claim, seeking answers, or…
3 BIGGEST Insurance Company Tricks to Watch Out For After Property Damage
After Hurricane Ian in 2022, homeowners in Florida were devasted by property damage. Roof leaks, flooded homes, missing…
How To File An Insurance Claim: What You Don’t Know CAN Hurt You
Every year, around one in every twenty homeowners, file a property damage claim. Damages range from fire due…
Will My Home Insurance Premium Go Up If I File A Claim?
As homeowners grapple with skyrocketing home insurance premiums, a pressing question looms: is it worth it to file…
How to Get The Fastest Settlement after Hurricane Ian
If you are trying to get the fastest settlement after Hurricane Ian, there are a few tips and…
Everything You Need To Know About Hurricanes, Tropical Storms & Your Property Insurance
Hurricanes, tropical storms, and other severe weather events can be incredibly destructive, causing damage to homes, businesses, and…
Tired of Being Ignored? How to Get Your Insurance Company to Listen
Insurance is supposed to be there for us when we need it most, but all too often, homeowners…
Why is my Property Damage Claim Taking So Long to Process?
Experiencing property damage can be a stressful and overwhelming experience. Whether it’s from a hurricane, natural disaster, or…
Why is My Insurance Company Dragging Their Feet on My Property Damage Claim?
Homeowners invest a lot of money, time, and effort in maintaining their property and ensuring it is protected.…
The 3 Best Strategies for Connecting with Your Insurance Company
As a homeowner, it can be incredibly frustrating to try and connect with your insurance company. Whether you’re…
Ready to Throw in the Towel? 3 Tactics to Help You Settle Your Property Damage Claim For The Most Money!
Dealing with a property damage claim can be a stressful and overwhelming experience for homeowners. Whether it’s a…
I’m Dissatisfied With The Insurance Company’s Initial Payout: What Now?
If you’ve experienced property damage, whether it’s from a natural disaster like a hurricane or a fire, you…
Does My Insurance Cover an AC Leak?
Having an AC leak is far from a homeowner’s dream. In fact, having an AC leak is closer…
Hurricane Aftermath: 7 Shocking Effects on Florida’s Housing Market
With the 2022 hurricane season behind us and the 2023 hurricane season up ahead, experts are taking stock…
The 7 Forms of Hidden Damage after a Fire
A house fire is devastating for any family. There is the loss of the home, loss of precious…
Hail Damage How-To: Post-Storm Advice
If you’ve ever been outside during the spring and summer months and noticed dark, heavy clouds approaching, you…
Post-Fire Recovery: Your Next Steps
In 2018, there were an estimated half a million fires in residential buildings (homes and apartments) and commercial…
7 Things You Need to Know about Air Conditioning
Air conditioning in Florida is an essential. AC unit leaks are also one of the most common insurance…
Air Conditioner Leaking? 7 Easy Fixes
How can you tell if you have a problem with your air conditioner leaking? If it is, you’re…
Cast Iron Pipe Problems: Why They Need To Be Fixed
Cast Iron Pipe Breaks can cause health issues such as infections from backed-up sewage, pests, and mold. Unfixed…
A Brief History of Cast Iron Pipes
From the time of the Roman aqueducts, people have looked for ways to move water and sewage from…
Signs of Cast Iron Pipe Breaks
Homes built in the early 1940s and 1950s often used cast iron pipe for plumbing. However, it’s now…
Holiday Home Damage: Thanksgiving Edition
The holiday season is most commonly thought of as a positive time to spend with family and friends.…
Lightning Strike Damage: Storm Statistics
Over the years, lightning strike-related deaths have been on the decline. While this is a good thing, it…
Hurricane Damage: 17 Cities At Risk
Hurricane damage is a problem that no homeowner ever wants to deal with. Unfortunately, many areas throughout the…
Heat Damage: What To Expect
With summer temperatures worldwide ratcheting up into the upper 90’s and lower 100s, our homes are impacted by…
Earthquake (Not So) Central: Facts on Facts
Not many people realize that earthquakes occur several hundred times a day across the world. In the vast…
Unexpected Causes of House Fires
House fires are some of the biggest threats to homeowners because they can happen anywhere in the world…
What Does Wind Damage To My Home Look Like?
When it comes to owning a home, several things can go wrong. As a homeowner, it can be…
5 Kinds Of Home Damage Caused By Trees
Being a homeowner comes with its fair share of positives and negatives. While the freedoms that come with…
Water Damage: How Can You Prepare?
No matter where in the country you live, your home is at risk of water damage. When your…
Looking Out For Lightning Damage
When the topic of home damage comes up, the causes that immediately come to mind are natural disasters…
11 Fall Home Maintenance Tips
Fall is one of the most desirable times of the year to perform maintenance and repairs on any…
Water Damage Claims: What Damage Gets Recognized
When it comes to home insurance claims, water is one of the most common causes of damage. As…
5 Things You Need To Know About Tornados
Though warning systems have improved in recent years, tornados can still occur with little to no notice across…
Halfway Through Hurricane Season: What You Need To Know
Now that we are more than halfway through the 2019 hurricane season on both sides of the country,…
The Best and Worst Prepared States For Natural Disasters
Each year, natural disasters kill tens of thousands of people around the world, and can have a challenging…
Brush Fires: What To Do If Your Home Is At Risk
Every year, vast amounts of land and dozens, if not hundreds, of home are destroyed by brush fires…
5 Things to Know About the 2019 Hurricane Season
It’s here, hurricane season 2019. It seems we can’t go a day (or even a few hours) without…
Hurricane Season 101: 9 Ways to Prep Your Home
In the United States, hurricane season officially kicked off on June 1 and runs through November 30. Already…
Making the Most of National Preparedness Month
Every September, FEMA launches a campaign geared towards the promotion of family and community disaster and emergency planning.…
5 Early Signs of Insurance Claim Problems
The bumps in the road that you can experience with an insurance claim as a homeowner are unmatched,…
The Most Common Property Damage Claims in South Florida
Florida’s proximity to the ocean, and near surrounding of the ocean, is both a benefit as well as…
Most Common Property Damage Claims in South Florida
Florida’s proximity to the ocean, and near surrounding of the ocean, is both a benefit as well as…
Fire Risk in South Florida
The risk of fire can be one of the biggest concerns of homeowners and landowners across the United…
Houseboat Home Insurance: What Coverage Looks Like
Houseboating continues to be a popular way to combine living and a love of life. And many people…
Rubber Roofing in Hurricane Season: Pros and Cons
Rubber roofing is increasingly popular for homes with a roof pitch of less than four in 12. This…
Do You Have Mold Damage?
Whether your home is sealed air-tight or exposed to the fresh outdoors, there is a risk of mold…
What Is a Business Interruption Claim?
There is a lot more that goes into creating a successful business than most people think. Everything that…
Hidden Hurricane Damage: Where to Look
If you live in an area that goes through a ‘hurricane season’, then you know how devastating and…
How Can A Public Adjuster Work with Your Community Association?
Accidents happen all the time. They occur randomly and you are never really prepared for them. They are…
Weathering Wind Damage: A Post-Storm Checklist
When it comes to living in storm-heavy areas, most homeowners underestimate the real extent of wind damage on…
General Contractor Courting: 5 Things To Look For
Living in storm-heavy areas can be difficult and frustrating. During the seasons when you expect natural disasters to…
Why You Need An Expert To Handle Mold Damage
Mold can be found pretty much anywhere as it is common in the air and grows on surfaces…
When to Hire a Public Adjuster for Mold Damage
Mold damage can be catastrophic and can happen almost anywhere. After the strike of a natural disaster, it…
5 Unexpected Dangers of Mold Damage
Many of those who suffer from mold in their house or workplace may not realize that there is…
7 Things That Can Spark A House Fire
House fires happen more frequently than we think in the United States. The majority of residential fires start…