If you’ve ever been outside during the spring and summer months and noticed dark, heavy clouds approaching, you probably made a beeline for the nearest shelter. If there was a lot of heat and humidity that day, you might have thought that was time to take cover for possible tornadoes.
However, one thing that many people don’t think of right until it hits them – sometimes literally – is hail.
We all know that when thunderstorms hit, there is a more than decent chance that hail is going to form. Hail is solid ice formed inside thunderstorm updrafts. Hail damages buildings and cars, and can cause great injury to people and animals alike.
After reading this article, you’ll have a better understanding of how hail storms and stones develop, where they’re most likely to occur, and how the disaster claim experts at Bulldog Adjusters can help with your claim after hail hits.
Here’s how hailstones form:
When raindrops carried by updrafts into extremely cold areas of the atmosphere freeze. Hailstones grow like a snowball rolling downhill – collecting liquid water drops that freeze when they touch the hailstone’s surface. Hail falls when it is heavy enough to conquer the strength of the updraft and plummets to the earth with the help of gravity.
While it’s not something we often think about, hail is actually one of the most dangerous and costly natural phenomena in the United States and many people aren’t actually sure if they’re covered for the damage
Most people have insurance to cover their homes and automobiles, but after a hail storm hits, the last thing you need to be worried about is if you have the required hail damage coverage for your home!
Trust us: you don’t want to be caught without insurance if hailstorms damage your home.
Hailstones can be very dangerous, and even the smallest ones can have a debilitating effect on a property – especially on a home’s roof. Although some roofs can withstand the hail, usually roofs with tiling or shingles cannot, which is where a licensed public adjuster will come in handy. When you have a public adjuster working on your hail damage claim, you’ll have a disaster expert on your side who works towards your goals.
It’s important to get any damages made to your roof from hail fixed as soon as possible. If too much time passes, roof damage from hail can easily turn into flooding damage within your home, something that’ll lead to even bigger problems.
When a hailstorm comes, the hail size, wind direction, wind speed, the material of the roof, the material and age of siding, tile, and gutters, the age of the roof, and roof slope all influence the possible damage.
Damage done by hail can be cosmetic or functional, with the cosmetic damage looking more severe than it actually is. You’ll notice cosmetic damage like dents, broken edges of siding, punctures, and granule loss, but what you might not actually pick up on after the hail has melted? Where hail has left you with serious problems.
Don’t depend on your eyes alone!
Get a professional inspection from a trusted public adjuster. The quicker you hire a public adjuster like Bulldog Adjusters’ disaster experts, the quicker your insurance company can provide you with the settlement you deserve and you can repair the hail damage that’s already happened.
Curious about what kinds of damage your home might have received after a hailstorm? Here are some examples of hail damage that might have happened to your property:
- Cracked or removed shingles
- Broken windows
- Torn gutters
- Roof leaks
- Damage to exterior walls
- Water damage from broken windows
- And so much more…
If you live in South Florida, keep an eye out for the strong thunderstorms that the state gets across the summer and fall – especially during hurricane season as those massive storms can lead to hail damage in your area.
However, Florida isn’t the only place where hail can hit. While hail damage is more common in some states than others, loss claims for insurance companies are fairly consistent with roughly 10-14 million claims per year across the country.
Those claims can cost property owners millions of dollars in damages that insurance companies don’t want to pay out on in insurance claims.
That’s where Bulldog Adjusters comes in. When you work with one of our public adjusters, you’re getting someone that cares about getting your life back to normal as soon as possible following property damage claim from hail damage.
With Bulldog Adjusters, it doesn’t matter how large or small your hail damage is! We can handle your claim at any size thanks to adjusters with years of experience in determining the best course of action for our clients’ claims following any size disaster.
Our process at Bulldog Adjusters is simple. We begin with a free inspection that allows us to assess the damage. Then, we create a damage estimate using feedback from our experts. Following that, we file your claim. After that, all that’s left is for you to receive your settlement from your insurance company. While the process is simple on the surface, it can be incredibly time-consuming.
That’s why property owners choose to hire Bulldog Adjusters to deal with the frustrating aspects of their damage claims: we’re disaster experts that focus on helping our clients get the largest possible settlement from their insurance companies.
Call Bulldog Adjusters if you have a hail damage claim. Our team of experts, with over a decade of experience, will do a free inspection, talk with you about your options, and then file your claim with the insurance carrier.
Whether or not you have hail damage, make sure you’re prepared. Stay on top of hail damage to your home or business from now! And if you have property damage now, message or call Bulldog Adjusters’ today at 800-806-3044 to schedule an inspection with one of our disaster experts!