Flood

Is Your Home Flooded?

How a public adjuster can help with your flooded house damage claims: A flooded house is the scariest thing to come home to. What kinds of water damage are considered floods? First of all, not all water damage in your home is a flood. When you’re on vacation, water builds up in your pipes from lack of use. That’s why pipes are most likely to burst when you’re not home. Therefore, knowing what a flood is and how to either prevent experiencing one is important information for your family.

 

What kinds of water damage are considered floods? In the case of your burst pipe that soaked your floor, carpets, and furniture, it’s not that. A burst pipe is a burst pipe that caused water damage.”Broken pipes, overflowing bathtubs, broken toilets, burst water mains, damaged washing machine hoses, leaking refrigerators, and flash floods…”

How we work

  • 1. Perform a free flood inspection

    We’ll perform a free flood inspection to determine if you have enough damage to file a claim with your insurance company.

  • 2. Create a fair estimate

    We create an estimate for you that allows for the reparation, restoration and replacement of damaged property.

  • 3. Filing a claim on your behalf

    We file your claim on your behalf with your insurance company. You are given a private claims processor who will keep you informed as progress occurs with your claim.

  • 4. Settlement offer

    Your insurance company will make you an offer. If you decide not to take the offer, our expert legal team is happy to enter litigation on your behalf.

  • 5. Receive your settlement check

    Processing your check through the mortgage company can be difficult, however with Bulldog Adjusters, it is all done for you.Leave the headache to us! You will receive your settlement check in the mail.

Components of an insurance claim on a flooded house

Property damage: Include a list of personal belongings that received damaged as a result of the flood. This can include clothing, electronics, and furniture

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Repair costs: Repair bills can also be compensated

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Removal of mold and bacteria: Flooding often causes a buildup of bacteria and mold, which must be removed. Therefore, the bill for this should be included as part of the insurance claim.s

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What is a flood?

A flood is defined as a general and temporary condition of partial or complete inundation of two or more acres and two or more properties of normally dry land.

 

Flood damage can only be caused by the following water sources:

✔️ Overflow of inland or tidal waters

✔️ Unusual and rapid accumulation or runoff of surface waters from any source

✔️ Mudflow

✔️ Collapse of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above

 

You only have a flooded house when 2 or more properties are damaged and the water comes from a natural source.

Assessing the damage of a flooded house

Don’t go through the hassle of sorting through paperwork and dealing with the insurance company only to be shortchanged. When hiring our public adjusters, we will take care of your claim and you will save time and avoid frustrations that can come with insurance companies.
If the insurance company fails to adequately assess the water damage caused to your property, it will impact the amount of money you can receive. Bulldog Adjusters can provide a professional water damage assessment. Therefore, this service is carried out by use of infrared cameras, hydrometers and moisture detectors. However, we assess your damage in order to determine the best course of action in order to get you the maximum amount in the fastest amount of time. Some repair jobs might only cost a few hundred dollars, while others could exceed thousands of dollars.

 

After taking a look at your insurance policy we will tell you what items can be claimed. Remember that we want the same thing as you: to get the maximum amount of compensation for damages.

 

If you’d like to start your claim today, simply fill out the form below for a FREE inspection!