Fire damage is one of the most destructive types of claims that amount to the greatest costs. Fire damage in Florida amounts to less than half of the nation’s fire damage insurance claims. Still, fire damage leads to more than just loss of property. Fires lead to water damage which leads to an even more nefarious type of damage: mold.
Fire damage
Fire damage is the most destructive of all property damage types
Every year, there are about 1.5 million property fires in the US. Fire damage has caused the deaths of over 3,000 civilians, injuries to 15,700, and over $14 billion in property damage. Fire damage is destructive to property and families. Imagine losing:
✔ A lifetime of memories, old photos, family heirlooms
✔ IDs, birth certificates, university degrees, marriage licenses
✔ Cash, savings, gold, keepsakes
✔ Documents, files, original contracts, business agreements, licenses
Fire damage is also traumatic to families and can even cause health problems from smoke inhalation. If you experience a fire, there are several steps that you can take to make sure that Bulldog Adjusters will be able to take action for you.
What to do
1. Call the fire department, then call Bulldog Adjusters
Call Bulldog Adjusters after you’ve called the fire department. We’ll come over that day and take a look at your property. We want to understand what was damaged and what you lost. You may be advised to hire “an inspector” by other websites. We’re yourinspector. Except we come for free and we don’t get paid until we get you a maximum settlement from your insurance company that covers your damage. We have state-of-the-art technology to inspect the structure and plumbing of your home. Some of the key parts of your home that we’ll check first after fire damage are:
✔ Air quality
✔ Steel and iron striations
✔ Air conditioning system
✔ Plumbing and pipes
✔ Electrical circuits and fuses
✔ Roof and ceiling
✔ Interior and exterior walls
✔ Windows, door frames, doors
✔ Floors, tiles, linoleum, and wood
2. Fire damage do's and do not's
Do:
✔ Have an electrician examine the wiring of your property for damage.
✔ Take measures to protect the property from further damage.
✔ Contact Bulldog Adjusters to begin the claims process.
Do not:
✔ Don’t move or clear any of the debris or burnt materials before the insurance company has taken photographs of the damage.
✔ Avoid staying in the property if the structure is unsafe.
✔ Don’t consume any food or take any medication.
✔ Do not hesitate to call a public adjuster to make sense of your insurance policy. Call Bulldog Adjusters!
3. Check for electrical damage
Electrical problems cause 18% of fires.However, unplug any appliances or electronics that may be at risk of further damage.Be extremely careful. Therefore, leave the checking up to us. We have the experts who are able to come in and inspect your electrical outlets along with your fuses in order to make sure that these are safe.
4. Check for water damage
Fire damage can lead to water damage which is often accompanied by mold. Fire is one of the leading causes of property damage in Florida. The results of a fire can be devastating. Fortunately, many insurance policies state that if your property has been damaged by fire, you are not responsible for paying for repairs. However, getting through a fire claims process with an insurance company can be tedious, trying, and time-consuming. The results of a fire can be devastating. Fortunately, many insurance policies state that if your property has been damaged by fire, you are not responsible for paying for repairs. However, getting through a fire claims process with an insurance company can be tedious, trying, and time-consuming.
5. Call Bulldog Adjusters: Get a free inspection
Contact us to learn more about what Bulldog Adjusters can do for your fire damage insurance claim. Let us give you a free inspection and represent your claim to your insurance company.Remember, our team of experts understand fire damage claims. We have the time, dedication, and experience to maximize your settlement amount in the fastest amount of time.
Top causes of fire damage
Cooking
42%
Electrical
18%
Heating
15%
Smoking
5%
Candles
3%