In the sunny state of Florida, storm damage is an unfortunate yet unavoidable occurrence. In fact, Florida homeowners can never entirely prevent storm damage. Living in Florida or anywhere that experiences frequent thunderstorms, tornadoes or hurricanes requires certain precautions. As a homeowner living in any part of Florida, you know that storm damage could mean thousands of dollars, if not more. Over a quarter of all homeowners in Florida have made storm damage claims to their insurance companies. Using a public adjuster makes the difference between taking whatever amount your insurance company will give you and receiving the full amount that you need to actually cover the damage.
Storm Damage
Storm Damage
When you experience a storm, the first thing that you’ll want to do is make sure that you and your family are safe. Make sure that your lawn furniture is put in your garage along with your vehicle(s). The most common form of wind damage is ‘Falling objects’. This happens when a tree falls onto your home.
In Florida, you may also experience damage such as:
✔ Parts of your roof ripped off
✔ Damage to gutter and siding
✔ Roof shingles blown off
✔ Windows broken
✔ Mobile homes overturned or badly damaged
✔ Homes shifted off their foundation
✔ Exterior doors damaged
How to get the most out of your claim
Every year, Florida is battered by severe storms, with residents and business owners left clearing debris from their property and arranging for repairs. Storm damage can range in severity, coming from punishing winds that can topple trees, and golf ball-sized hail that can cover your vehicle in dents, destroy your skylight, or worse.
Estimates for repairs after wind or hail damage can be costly. Fortunately, BUlldog Adjusters, a Florida public adjuster, can easily help you file your claim with the insurance company. The experienced adjusters at Bulldog Adjusters deal with insurance companies all the time. When you experience storm damage, it’s important to take particular steps in order to get the most out of your claim.
What to do if you have storm damage
1. Take plenty of pictures and videos on your phone
Pictures should be of the damaged areas, the areas surrounding the damage and any residual damage that you see. For instance, storm damage often leads to wind damage (shingles blown off of your roof) and water damage (A roof leak as a result of the heavy rain).
2. Call Bulldog Adjusters, your East coast claims adjuster:
We’ll come over to your home and take even more photos of your damage. We’re experts in this field and we’ll be able to spot damage that you may have missed, such as hairline cracks in your ceiling.
Bulldog Adjusters will go over your insurance policy with you and clarify what your insurance says about your deductible and what sort of damage they’ll cover and under what specific circumstances.
3. Sit back and relax. We’ll file your claim for you
Bulldog Adjusters will file your insurance claim for you. We’ll get in touch with your insurance company, send them our photos and let them know how much we need them to pay you.
We keep you informed every step of the way.
4. File your claim through us from your smart phone
Start your storm damage claim right from your smartphone. Even if you are working with your insurance company already, or you were given a settlement that was not enough, we can help get you more for your storm damage claim so that you can make repairs fast. Every Claim. Every time.
5. Your settlement is higher with Bulldog
Your team at Bulldog understands that you need to get back exactly what was lost. Your insurance company is going to try and give you the lowest amount possible. For instance, if you need room in your home repainted, they’re going to give you the money for the most generic paint and only allow you the amount to cover the exact spot that needs repainting.
We give you the amount of the entire room. We make sure your payout gives you enough for the two coats of premium paint plus primer for the entire room that you’d originally used, not just enough for the one spot on the wall that looks different from the rest of the room.
Bulldog Adjusters can help you interpret the details hidden in your policy and will work with you to build a solid claim so that you can get the maximum settlement possible. After your property has been damaged in a storm, the agents at Bulldog Adjusters will do all negotiations with the insurance company and ensure that your home is taken care of.
Hurricane property damage claims (in dollars)
Matthew Oct ’16
$10b
Harvey Aug ’17
$125b
Irma Sep ’17
$51b
Maria Sep ’17
$90b
Nate Oct ’17
$225m
Florence Sep ’18
$22b
Michael Oct ’18
$4.5b